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Our team of attorneys and legal professionals will assist you through your legal entanglements with care and professionalism.
Dealing With This Economy
December 28, 2012
We have been busy at the firm helping our clients deal with this difficult economy. We have had some success recently filing Chapter 11's for a few individuals with multiple properties. We have filed several Chapter 11's for condominium associations and many for small businesses. We have seen a drop in the number of Chapter 7 cases due largely to the drop in foreclosure filings. However, the foreclosure attorneys we know predict that the next waive of foreclosures is coming soon. We expect to see a corresponding increase in Chapter 7 filings. Read more on our Blog. Let us know if we can help you with your financial issues.
How will our Drop off of the Fiscal Cliff Affect you?
December 29, 2012
Bankruptcy filings were down locally for November and December 2012 - see the Sun-Sentinel article on this. We expect the fall off the cliff to prompt another increase in filings. This sluggish economy cannot rebound until Washington gets it act together. Until then many South Floridians will continue to suffer and many will seek bankruptcy protection.
Congresses' inaction includes its failure to extend the Mortgage Forgiveness Debt Relief Act which eliminates the tax on the portion of your home mortgage that is forgiven or written off in a short sale or foreclosure sale. See our Blog. A bankruptcy discharge eliminates this tax.
Almost all of us will see our tax bill increase. There is a good article on this on CNN Money. A slowing of the economy will hinder job growth and the real estate recovery, something that has hit us particularly hard in South Florida. Many will also lose unemployment benefits. We suggest you hope for the best but plan for the worst. Let us know if we can help.
The Local Bankruptcy Scene
January 2, 2013
In the Southern District of Florida, our firm has seen an increase in the efforts of the local Trustees to recover money from Chapter 7 debtors. An individual is entitled to certain exemptions of personal and real property in a bankruptcy action. Property that is not exempt can be taken by the Trustee. Historically, if an individual was over their exemption limit by a small amount the Trustee would take no action. However, our firm has observed an uptick in the willingness of the trustees to pursue non-exempt assets. We have seen greater scrutiny of values placed on furniture. Most trustees now use NADA retail value for an automobile and will no longer accept a trade-in value. If you are considering filing for bankruptcy protection, it is imperative to consult with a bankruptcy attorney who can explain your options and offer pre-bankruptcy planning to avoid these common pitfalls.
Law Offices of David W. Langley, Plantation, Florida
We are bankruptcy and business litigation attorneys in Fort Lauderdale, Broward County, Florida engaged in providing professional legal services to individuals and businesses for the past 30 years. We represent clients aggressively but with personal attention to the client's needs. We handle personal and corporate bankruptcy matters, Chapter 7, Chapter 11 and Chapter 13 bankruptcy filings , tax discharges, creditors' claims and collections in State Court and Bankruptcy Court, civil lawsuits, including commercial litigation, internet issues, personal injury actions, contract preparation and litigation and formation of corporations. For a more in-depth discussion of bankruptcy issues see our pages on Involuntary Bankruptcy or Planning for Bankruptcy. We handle complex Chapter 7 and Chapter 11 cases involving tax issues and litigation. See our complex bankruptcy page. We would be happy to discuss your legal needs to see if we can be of any assistance. Call us at 954-356-0450. We handle matters in Broward, Miami-Dade and Palm Beach Counties, South Florida.
For general information on filing a personal or business bankruptcy click on Bankruptcy Facts. For frequent questions and answers on the different chapters of bankruptcy click on Chapter 7, Chapter 11 or Chapter 13. For more information on bankruptcy laws and bankruptcy reform legislation see our In the News page or our Blog. If you would like to retain our firm to represent you in a bankruptcy matter you may download our bankruptcy worksheet in PDF format. See also our Bankruptcy Fees page.
AV Rated by Martindale-Hubbell for over 20 years
Member: Florida Bar, Federal Trial Bar,Southern District of Florida, Bankruptcy Bar Association, Broward County Bar Association, Commercial Law League of America, American Bankruptcy Institute, Plantation Chamber of Commerce, Leadership Broward.
David W. Langley is licensed to practice only in the State of Florida and handles bankruptcy cases in Broward, Miami-Dade and Palm Beach Counties. Read more about Fort Lauderdale lawyer David W. Langley.
We are a Designated Debt Relief Agency under Federal Law and We Provide Legal Assistance to Consumers Seeking Relief Under the Bankruptcy Code.
South Florida Bankruptcy Lawyer David W. Langley
8551 W. Sunrise Blvd., Suite 303, Plantation, FL 33322
Phone: (954) 356-0450
Fax: (954) 356-0451
For an appointment call (954) 356-0450
The purpose of this Web Site is to educate the public generally about legal options, not to dispense specific legal or other professional advice upon which others may rely. The services of a competent professional should be sought for specific advise. Sending E-MAIL to this firm does not constitute an attorney-client relationship. The information provided on our site does not create an attorney-client relationship between the Law Offices of David Langley and the user. This law firm will not represent clients generated through this Web Site from states where this marketing material does not comply with local ethics rules. If you are a client, you should be aware that your E-MAIL to this firm is probably not secure. You should not send us privileged or confidential communication by email.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. David Langley is admitted to practice in the State of Florida, and The Federal District Court for the Southern District of Florida and the Bankruptcy Court for the Southern District of Florida.